Stock Return Calculator
Calculate total returns including capital gains, dividends, fees, and annualized performance for your stock investments.
Investment Details
Total Return
Investment Breakdown
Return Components
💡 Performance Insights
📋 UK Tax Implications
Capital Gains Tax (2025/26):
- • CGT Allowance: £3,000
- • Basic rate: 10%
- • Higher rate: 20%
Use ISAs to avoid CGT on gains. Only gains above the allowance are taxed.
Track Returns Automatically
Trio calculates your returns automatically with real-time prices and dividend tracking
Start Free →Understanding Stock Returns
Total Return vs Capital Gain
Total return includes both capital appreciation and dividends. Many investors focus only on stock price changes, but dividends can contribute 30-50% of long-term returns for dividend-paying stocks.
Annualized Returns
Annualized (or CAGR - Compound Annual Growth Rate) allows you to compare investments held for different time periods. A 100% return over 10 years equals 7.2% annualized, which is easier to compare with other investments.
Impact of Fees
Trading fees can significantly impact returns, especially on smaller investments. A £10 fee on a £1,000 investment is 1% - you need to beat the market by 1% just to break even. Use zero-commission brokers when possible.
Realistic Return Expectations
Past performance doesn't guarantee future results. Most professional investors struggle to consistently beat 10% annually.