🎯Personalized Assessment
Risk Tolerance Assessment
Discover your investment risk profile with our comprehensive questionnaire. Get personalized portfolio recommendations based on your answers.
1
What is your age?
2
When do you plan to need this money?
3
How stable is your income?
4
What is your investment experience?
5
If your portfolio dropped 25% in a year, you would:
6
What is your primary investment goal?
7
How would you rate your financial knowledge?
8
Which better describes your priorities?
Understanding Risk Tolerance
What is Risk Tolerance?
Risk tolerance is your ability and willingness to lose some or all of your investment in exchange for greater potential returns. It's influenced by your age, income, financial goals, investment experience, and emotional comfort with market volatility.
Why It Matters
Investing without understanding your risk tolerance can lead to poor decisions, like panic-selling during market downturns or taking excessive risk you can't handle. Matching your portfolio to your risk profile helps you stay invested for the long term.
Risk vs. Return
Generally, higher risk offers potential for higher returns, but also greater losses:
- • Low Risk: Cash, government bonds (1-3% returns, minimal volatility)
- • Medium Risk: Balanced funds, blue-chip stocks (5-8% returns, moderate swings)
- • High Risk: Growth stocks, emerging markets (10%+ potential, high volatility)